THIS WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, users are increasingly turning to electronic channels for their financial needs. This shift has caused to a reduction in branch locations, and many institutions are merging existing branches to reduce

Free cash flow (FCF) represents a crucial metric for investors and business leaders alike. It demonstrates the real cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can indicate a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and effective